Apply customer-approved routing policy to eligible requests.
B2B payment and digital-trust infrastructure
Control payment paths. Keep every role clear.
Vellfi helps payment and digital businesses coordinate routing, gateway, authentication, identity and post-transaction workflows—while keeping each participant’s responsibility clear.
A clearer payment path
See the full path before you optimize it.
A payment outcome reflects checkout configuration, endpoint availability, 3D Secure, the issuer’s authorization decision and technical exceptions. Vellfi makes those handoffs visible across supported connections.
See how orchestration works →
Operating controls
Four controls. Clear ownership at every step.
Retry only when the returned status and controls allow it.
Keep 3D Secure separate from onboarding and website review.
Send payment and case events to the teams responsible for them.
Payments
Control routing without blurring execution.
Orchestration selects eligible paths under customer-approved policy. The gateway transports messages and returns mapped statuses. Authorization remains with the designated participant.
- Customer-approved route precedence
- Eligible fallback with idempotency
- Mapped status with source detail
Issuing & identity
Coordinate lifecycle and identity—without merging roles.
Vellfi coordinates separate card-program and digital-identity workflows. Issuer, processor and identity-authority decisions remain with the responsible parties.
- Issuer-approved lifecycle commands
- Processor events returned
- Identity status controlled by its authority
Authentication & review
Keep authentication and review workflows separate.
3D Secure, eKYC and Website Screening answer different questions. Their results inform reviews; the responsible participant makes each decision.
- 3D Secure authentication
- eKYC onboarding review
- Website risk indicators
Post-transaction operations
Keep dispute work connected to operations.
Vellfi links dispute notices to transaction records, coordinates evidence and deadlines, routes responses to the authorized participant, and records returned status.
- Event and case linkage
- Authorized response handoff
- Source-specific deadlines
Already running a payment stack?
Map the flow before changing it.
Operational visibility
Measure what happens across the path.
- Authorization responses and technical statuses
- Eligible recovery and duplicate-prevention events
- 3D Secure results and challenge completion
- Exception and dispute response timing
Coverage and attribution depend on available customer and participant data.
Who it fits
See where Vellfi fits your role.
Payment acceptance teams
For teams coordinating payment paths and returned events across payment participants.
Explore payment-acceptance use cases →Issuer & program operations
For issuer and card-program teams coordinating lifecycle, authentication, identity and disputes.
Explore issuer use cases →
Architecture session
Clarify the path before you change it.
Share a business-level view of participants, handoffs and exceptions. Vellfi will assess fit, surface integration questions and define next steps. Do not send credentials or production data.
- Current flow and roles
- Coverage and integration questions
- Measurement priorities
- Relevant Vellfi services
- Testing and operating next steps
Evaluate with confidence
Review the details before you decide.
Quick questions
Are orchestration and gateway the same?
No. Orchestration selects an eligible path; a gateway transports supported messages and returns mapped statuses. Neither service performs acquiring or authorization.
Does routing guarantee approval?
No. For card payments, the issuer or a permitted stand-in makes the separate authorization decision.
When is recovery allowed?
Only when the returned status is known and the configured controls permit another attempt. Unknown outcomes must be reconciled first.
Must all services be implemented together?
No. Services can be scoped independently; combinations and technical dependencies are confirmed during scoping.
What should not be sent through the website?
Do not send card data, credentials or secrets, identity or biometric documents, live case files or production records.